The state of Illinois requires motorists to purchase a minimum amount of auto insurance. But is that all the coverage you need? Let the insurance experts at the Turner Vermost Agency in Illinois create a package of auto insurance policy options that are completely customized to your personal situation.
Illinois Auto Insurance Law
The law in Illinois requires drivers to carry a minimum amount of liability insurance. Liability insurance is used to pay for bodily injuries or property damage that you might cause in an accident where you are at fault. Our agents can advise you if minimum coverage is right for you.
If you borrowed money to purchase your car the lender will usually require you to carry collision coverage in case the car is damaged in an accident. You could also choose to purchase comprehensive coverage to protect your vehicle in case it is damaged by a storm or it's stolen.
You might also want to select additional coverage for things like towing or reimbursements in case you have to rent a car.
Deductibles and Premiums
The deductible is the amount of money you will pay out of pocket before your insurance coverage takes over. Our experienced agents can calculate for you what happens to your premium when you select different deductible amounts. Higher deductibles generally lower auto insurance premiums.
Talk to us about how bundling your coverage, like selecting the same company for home and auto insurance, can also reduce your premiums.
Classic Car Insurance
The Turner Vermost Agency doesn't just write policies for the car you drive to work in every day. We also specialize in the unique coverage needs of classic vehicle owners. Ask us how we can help you protect your investment.
Ask for a Quote
Let an insurance expert at the Turner Vermost Agency in Illinois create a no-obligation quote. Call our office or use the secure online request form here on our website.