To ensure your good health, you need to see your doctor on a regular basis. If you are going to be able to see the doctor for annual or sick visits, you are going to need to have health insurance. There are a few reasons why you should make having health insurance a priority.
Healthcare Is Expensive
Today, healthcare is very expensive. If you don't have health insurance, a well check with the doctor can cost between $300 and $600. If your doctor orders any tests or labs, your bill will be even more expensive. If you have health insurance, you would be responsible for paying only the copay.
Regular Visits to the Doctor
If you don't have health insurance, there is a good chance that you will neglect regular visits to the doctor. If you don't have the money to pay for the visit, or if you have other things that you would rather spend the money on, you aren't going to schedule your annual appointment. The best way to keep up to date with your visits to the doctor, ensuring your good health is to have health insurance.
If you become very ill or are injured in an accident and you need to be hospitalized, you are going to need health insurance. The average cost per day for a hospital stay is around $4,000. If you need to stay in the hospital for multiple days, this bill can add up quickly. Your hospital bills can get so high that bankruptcy could be the only option. If you have health insurance, you can get the care that you need without worrying about falling into financial ruin.
It's the Law
One of the best reasons to get health insurance is that it is required by law. If you don't have health coverage, you will be fined at the end of the year. The penalty for an adult not having health insurance is $695. If you also have children without health coverage, you would be penalized an additional $347.50 per child. If you have health insurance for yourself and your family, you won't need to worry about any expensive penalties.
If you don't have health insurance, contact the Turner Vermost Agency in Illinois. Our agents can help you buy a health insurance policy that will give you and your family the protection that you need. To get your policy started, give us a call or stop by today.